Dental Insurance Abington
Making It Easier to Afford Top-Quality Care
During times of economic uncertainty, you may understandably have concerns about how to pay for top-quality dental care for your family. But if you have dental insurance, you can rest assured knowing that your policy may greatly reduce your out-of-pocket fees for essential services. Whether your plan is through your employer or something you purchased on your own, it can be a valuable asset! But how can you get the most out of it? Our Abington team is ready to assist you.
How Dental Insurance Works
Every dental insurance plan is unique, so we cannot make any guarantees about the coverage that your policy might provide. We encourage you to look over your plan documents to discover the basics of how it works.
In the meantime, here is an overview of the coverage that is standard among many PPO dental insurance plans:
- Preventive care: Up to 100% covered.
- Basic services: Up to 80% covered.
- Major services: Up to 50% covered.
What Is the Difference Between Dental & Medical Insurance?
Medical and dental insurance have different areas of focus. Medical insurance focuses on overall health. It covers things like your annual physical, emergency care, and management of chronic conditions. It does not typically apply to routine dental services, such as cleanings and checkups.
Dental insurance, on the other hand, does apply to a wide range of oral health services, and it has a strong focus on preventive care.
In certain cases, there is a degree of overlap between dental and medical coverage. For example, they might both apply to certain types of oral surgery.
In-Network vs. Out-of-Network
As an insurance-friendly dental practice, we welcome all patients to find out how they may be able to use their benefits in our office. This is true regardless of whether we are in your plan’s network.
In-Network Coverage
If we are in-network with a particular plan, it means we have a contract with the insurance company. The contract manages prices and enforces a certain standard of care. Our practice is in-network with:
- Delta Dental
- MetLife
- BlueCross BlueShield
- Guardian
- Cigna
- Aetna
- Altus
- Assurant
- United Healthcare
- United Concordia
- And more — call us to find out if we accept your particular plan.
Out-of-Network
Even if we are out of your network, we still invite you to use your PPO plan with us. We will file claims on your behalf and do all we can to maximize your benefits. You might be surprised by how much money you can save! Also, keep in mind that the most important thing is to choose a dentist that you truly trust, rather than making care decisions based solely on insurance.